SBWire

The South Korean insurance industry has not recorded any major losses since 2004 due to the absence of large natural catastrophes in the country. The premium retained by insurers continued to increase during the review period and resulted in high competition over reinsurance premium rates. As a result, the South Korean reinsurance market has not registered steep growth in reinsurance premium rates in comparison to Japan or the US.

Life Insurance is a necessity for those with families who need to make sure that the immediate impact of an unexpected or sudden death might leave behind. The insurance gives peace of mind to those with dependents who need to make sure their arrangements are taken care of.

Insurance quotes are provided by a seemingly endless list of national and regional suppliers, who vie for the custom of the American public while at the same time creating obscure contracts and policies that make it hard for them to choose the right provider for their needs.

Tragedy strikes at all times, taking the lives of individuals of all ages, races and nationalities. For this reason, it is absolutely crucial that individuals provide support to those they love with a quality term life insurance policy. With the right policy, a sum of money will be paid to the individual or individuals of their choosing immediately upon the covered individual’s death.

UK drivers are increasingly turning to Road Accident Claims for their fast and complete handling of accident claims with no paperwork and no hassle for the claimant. The accident management company provides fast start-to-finish claim assistance via exemplary customer service to drivers throughout the UK.

Among hundreds of life insurance companies operating in and around the U.K, finding one insurance company which provides you with true and reliable service is a tough job. For making your search easy and comfortable, Lifebroker helps you to have the best life insurance coverage from the U.K's best insurance companies. Lifebroker is one of the leading life insurance brokers in the United Kingdom, which is a fast, free and secure way to research, compare and buy life insurance and income protection products online.

Car Insurance providers are innumerable. So many companies offer insurance with such a myriad of different rates based on so many different variables that it can scare off motorists from searching for their perfect policy coverage.

For many having a car is the ultimate symbol of independence. Putting a shiny new key into the ignition and stepping on the gas pedal provides a unique feeling of freedom that also comes with great responsibility. The first thing that all responsible car drivers need to consider is purchasing an auto insurance policy, but buyers are presented with a myriad of choices that can be overwhelming. This is further complicated by the fact that policies and rates vary drastically depending on the buyer’s age, location, occupation and even credit score. It is essential to know how these factors impact the insurance options that are available.

Businesses both large and small cannot afford to ignore the importance of business insurance. One of the country’s leading online insurance services, Insure4USA.com, recently published an article with tips on how to procure affordable business insurance. Business involves numerous risks which can only be recognized and identified with thorough planning. Alex Liteev, CEO of Insure4USA.com, reiterates the need for a complete business plan prior to purchasing business insurance. Liteev says, “The first thing is to evaluate your business risks in order to find a good business insurance policy that suits your firm’s needs best. This involves identifying key processes and the risks involved. This is a process that is the deciding factor of how much business insurance you really need. Besides, this is what any insurance provider will consider when determining premiums.”

Russia is the world’s nineteenth-largest insurance market in terms of gross written premium and has the most underdeveloped life insurance segment among the BRIC countries, with the life insurance segment contributing only XX% of the overall written premium for the total insurance industry in 2011. The Russian insurance industry registered significant growth during 2006–2008, before the global economic crisis of 2008. Although insurance industry growth slowed during 2009, it recovered quickly and is expected to continue to expand over the forecast period.

Continuing problems of instability and violence have encouraged Indonesians to take personal accident and health insurance. Initiatives by the Indonesian government to implement a social health insurance policy to provide affordable healthcare to the population living below the poverty line is expected to drive personal accident and health insurance over the forecast period.

The Russian personal accident and health insurance market is one of the ten largest in the world. The market registered strong growth during the review period (2007–2011), which can be attributed the country’s ageing population, robust economic growth, rising disposable income levels and increased awareness of the need for insurance, especially among the younger population. With the increasing competition among companies for a higher market share, the personal accident and health insurance market is expected to register strong competition among both domestic and foreign operators during the forecast period (2012–2016)

The Brazilian personal accident and health insurance market grew at a healthy rate during the review period (2007-2011). The market was driven by Brazil’s robust economic growth, increased penetration of health insurance products, rising disposable income and improved awareness of the benefits of health insurance. Another key growth driver in the Brazilian personal accident and health insurance market is the significant increase in the number of Brazilian companies that offer health insurance as an employee benefit.

The Brazilian non-life insurance market grew at a healthy rate during the review period (2007-2011). This was supported by the country's robust economic growth, macroeconomic stabilization and the increasing penetration of insurance products. Over the forecast period (2012–2016), market growth will be driven by the development of large-scale energy and infrastructure projects that will require innovative, customized non-life insurance products.

Brazil is the world's seventeenth-largest insurance market, and the largest in the Latin American region. The insurance industry in the country has expanded significantly over the last decade, driven by strong macroeconomic and microeconomic fundamentals, raising consumer awareness of insurance products, partial relaxation of regulatory restrictions, and liberalization of the industry to allow foreign competition. However, despite this industry expansion, Brazil remains a largely untapped market with XX% of the employed population being uninsured. Low insurance penetration, with total life, pension and property and accident insurance premiums representing 3% of the country's GDP, is an opportunity for insurance companies to explore.

Car insurance is one of life’s necessities; the responsibility one undertakes as a driver is significant and therefore a quality insurance policy is a much-needed safety net to insure against disaster on the off chance misfortune may strike. Unfortunately, it is also another expense which American’s find themselves having to deal with on a daily basis – as the economy slows to a crawl, many are looking at their household budgets and attempting to find any means possible with which to save a few extra dollars.

Purchasing just one policy can be quite costly; add in another driver or two including a teenager and suddenly the amount spent on premiums is taking up a substantial chunk of the monthly budget.

When people think of compassion and community spirit, it may be that insurance products don’t spring immediately to mind. While providing essential protection against a long list of life’s hiccups, it isn’t a regular occurrence that insurance companies or brokers hit the headlines in relation to community work.

UNIT4 Business Software, the North American subsidiary of UNIT4, the global business software group, has signed an agreement with Peace Hills Insurance that will see the company replace its aging green screen financial system with a single, integrated and agile Enterprise Resource Planning (ERP) solution, Agresso Business World.

As anyone who has ever purchased insurance knows quite well, it is important to find a reputable company that can handle every insurance-related need quickly and professionally.

The first move was to pass long-awaited personal injury protection reforms. This law is aimed at closing phony health care clinics that exist to aid career criminals that stage car wrecks to collect on the no-fault insurance. The new law puts controls on the health care industry that forces them to be more accountable.

For many people, auto insurance is one of their largest monthly expenses after their mortgage, car payment and health insurance. And with the volatile economy still having a major financial impact on the majority of Americans, many people are finding they can save a good deal of money by switching car insurance policies.

TripInsurance.com, the most trusted online resource to help travelers find the trip coverage they need at savings of 40% or more, today announced that LeaderSail, a leadership development program that trains JROTC cadets at sea, has signed TripInsurance.com as the Preferred Provider for travel insurance for students participating in their programs.

The Global Non-Life Insurance industry witnessed moderate growth during 2006-2011 and the growth momentum is expected to continue, reaching an estimated US $2,500 billion in 2017 with a CAGR of 4.2% over the next five years (2012-2017).

The 2012 Atlantic hurricane season is supposed to be less busy than the past two seasons, which may give some homeowners and business owners a false sense of security.