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Phillip Naples, Co-founder and CEO of Insurtech Startup Layr is a 2020 recipient of the Innovator Award. The Innovator Award is presented by the Georgia State University Risk Management Foundation to individuals and companies changing and influencing the insurance and risk management industries in dynamic ways. The award will be presented at the Foundation's 6th Annual Risk Science and Insurance Leadership Awards -- Riskies.

South Shore Based Digital Media Publisher Partners with Nation’s Largest Public Ice Rink Operator 

The technological boom in Vietnam, with the rise of affordable 3G and free mobile text and call applications such as LINE and Viber, greatly contributed to the rising popularity of smartphones. Although feature phones are much cheaper in terms of unit price, consumers are increasingly willing to purchase smartphones, which are considered to offer greater convenience and functionality. With the abundance of free mobile applications, smartphone users can use their phones for a range of purposes such as playing games, reading the newspaper, listening to music, and navigation by GPS.

This report brings together consumer insight and market data to provide a comprehensive brief of the Denmark Prepared Meals sector. This allows for the rapid identification of key growth opportunities across major Prepared Meals categories and their packaging.

The Future of the Skincare Market in Spain to 2018 is the result of Canadean's extensive market research. The report presents detailed analysis on the Skincare consumption trends in Spain, historic and forecast Skincare consumption volumes and values at market and category level, brand share and distribution channel data. This report brings together Canadean Intelligence's research, modeling and analysis expertise in order to develop uniquely detailed market data. This allows domestic and foreign companies to identify the market dynamics to account for Skincare sales overall and to know which categories and segments are showing growth in the coming years.

The economic policies adopted by the government in the review period seriously impacted direct selling companies in Argentina. As result of barriers to imports, the difficulty of sending remittances abroad and high inflation, many companies decided to leave the country. In direct selling, Corporacion Belcorp, recognised for its brands Ebel, L'Bel and Esika, decided to abandon its operations in Argentina in late 2013. The company closed its offices in Puerto Madero, and during the last quarter of 2013 and first months of 2014 was dedicated to liquidating the remaining stock.

The pharmaceutical and healthcare markets of the United Kingdom are driven by government spending in the form of the National Health System (NHS), which accounts for over 80% of total healthcare spending. With a higher prevalence of non-communicable diseases, coupled with an ageing population, the increased demand for healthcare may lead to the enforcement of cost - containment strategies and movement away from expensive treatment options.

Sweet and savoury snacks will experience moderate growth in consumption in 2014. On the one hand, some of its categories are perceived to be unhealthy, and consumers' rising health-awareness has had an impact on sales. On the other hand, the growing importance of convenience will contribute to sales of sweet and savoury snacks. Therefore, companies have started to exploit these trends and launched healthy sweet and savoury snacks. Still, the importance of these has remained low due to their...

The wearable electronics category is expected to see a total of 50,000 units sold through retail in 2014, fully accounted for by passive wearable electronics. Interest in wearable electronics is being stimulated by consciousness of healthy lifestyles and greater awareness of fitness tracking in smartphones. This gave rise to fitness wearable electronics which fits the bill to track fitness in a personalised and convenient manner.

Empty Capsules Market by Product (Hard gelatin, Non-gelatin capsules), Raw Material (Pig meat, Bovine, HPMC), Therapeutic Application (Antibiotics, Vitamins) & by End User (Pharmaceutical, Health Supplements) - Global Forecast to 2019

Global Markets Direct's, 'Promius Pharma, LLC - Product Pipeline Review - 2014', provides an overview of the Promius Pharma, LLC's pharmaceutical research and development focus.

The Future of the Suncare Market in Egypt to 2018 is the result of Canadean's extensive market research. The report presents detailed analysis on the Suncare consumption trends in Egypt, historic and forecast Suncare consumption volumes and values at market and category level, brand share and distribution channel data. This report brings together Canadean Intelligence's research, modeling and analysis expertise in order to develop uniquely detailed market data. This allows domestic and foreign companies to identify the market dynamics to account for Suncare sales overall and to know which categories and segments are showing growth in the coming years.

The Future of the Skincare Market in Israel to 2018 is the result of Canadean's extensive market research. The report presents detailed analysis on the Skincare consumption trends in Israel, historic and forecast Skincare consumption volumes and values at market and category level, brand share and distribution channel data. This report brings together Canadean Intelligence's research, modeling and analysis expertise in order to develop uniquely detailed market data. This allows domestic and foreign companies to identify the market dynamics to account for Skincare sales overall and to know which categories and segments are showing growth in the coming years.

Affordable luxury brands gained share in luxury accessories in Brazil over the review period, with Michael Kors and Kate Spade proving particularly successful. Michael Kors notably opened its three first stores in Brazil in 2013, while Kate Spade entered in 2010 and since then performed very well. Kate Spade had seven stores by the end of the review period and is growing sales more rapidly than overall luxury accessories. These products benefit from being affordable to a wider range of...

In line with what happened in 2013, French consumers reduced purchases of watches in 2014 and when they bought them, they preferred more expensive products because of their higher quality. Watches are increasingly seen as a pleasure- and status-driven purchase. As such, demand for watches contracted considerably in 2014. Volume sales declined due to a strong reduction in purchases of basic watches. With the fragile economic context and its negative impact on purchasing power, French consumers reduced their expenditure on watches, in particular with lower priced ones. According to trade interviews, foreign tourists also reduced their consumption of watches due to the fact that they have increasingly more brands available in their country and more of them avoid the purchase of such products when they visit France.

The popularity of smartphones, as well as their increased capabilities and improvements in photographic quality, impacted demand for imaging devices overall. Consumers are less willing to shell out for a second device that performs a similar function to their smartphone. At the same time, the average mass consumer also perceives carrying a second device that offers comparable features as cumbersome. However, a growing group of consumers increasingly taking photography seriously helps boost demand for higher-priced digital cameras.

Debit cards remain the most popular type of financial card in Austria in 2014. Debit cards are expected to account for 58% of total cards payment transactions value during 2013, placing the category far ahead of charge cards with 26% and credit cards with 15%. This represents a one percentage point decline from the 59% of total payment card transactions value accounted for by debit cards at the start of the review period in 2009, a trend which can be attributed to the solid growth which has...

The Future of the Hot Drinks Market in Peru to 2018 is the result of Canadean's extensive market research. The report presents detailed analysis on the Hot Drinks consumption trends in Peru, historic and forecast Hot Drinks consumption volumes and values at market and category level, brand share and distribution channel data. This report brings together Canadean Intelligence's research, modeling and analysis expertise in order to develop uniquely detailed market data. This allows domestic and foreign companies to identify the market dynamics to account for Hot Drinks sales overall and to know which categories and segments are showing growth in the coming years.

Global Markets Direct's, 'Gastroesophageal (GE) Junction Carcinomas - Pipeline Review, H2 2014', provides an overview of the Gastroesophageal (GE) Junction Carcinomas's therapeutic pipeline.

Restrictive import regulations and price controls generated strong product shortages in many categories. Venezuelans were highly concerned about finding basic products such as milk, corn flour, vegetable oil, deodorants and washing powder. Products with prices regulated by the government - therefore kept artificially low - recorded the highest shortages. This situation caused nervous purchases because consumers always fear that the product will be absent on the next visit. At the same time...

The trend developing all over packaged food products of consuming healthier goods is also taking shape in biscuits. As consumers are more concerned about their health they tend to look for products that are less processed and with healthier ingredients, such as whole wheat, reduced fat and reduced salt content. This trend is mainly evident among upper-middle and upper-income adults, as children still prefer tastier options which usually tend to be high in sugar.

A strong climate of consumer confidence, supported by increasing levels of disposable income amongst Saudis, led to increased spending on home audio and cinema in Saudi Arabia in 2014. Limited entertainment options outside the home means that Saudis have developed a culture of investing strongly in at home audio and cinema products, since it is in the home that most entertainment takes place. It is therefore common to find home cinemas with sophisticated sound equipment in many homes in the Kingdom. It is therefore a natural progression that higher levels of disposable income should translate directly into more spending on home audio and cinema products.

Following a year in which BMI saw mixed growth dynamics across Russia's freight transport sector, with volumes either declining or growth slowing in most of the freight modes, 2015 will signal a further slowdown as the country's economy is expected to contract and the main driver of growth over the past decade - household consumption - continues to weaken.

Government economic policies continued deteriorating the local business environment in 2014. As a result, sales through electronics and appliance specialist retailers were negatively affected. Fixing and maintaining an artificially overvalued exchange rate to the US dollar in combination with restricting the availability of foreign currency exchange devastated local consumer electronics. Most products are imported, but US dollars needed to bring in products are largely unavailable. Local production is limited and stifled since input components are lacking. According to interviews with local experts, shortages of consumer appliances are consistently above 50%. In late 2013, government agreements with Mabe and Samsung to produce locally in Venezuela were uninspiring since the previous agreement with Haier had yet to produce a single unit. In addition to import restrictions, the channel faced the new Law of Fair Price established in 2014 to control all economic activities. This law fixes the maximum profit margin to sell any goods or service to 30% but the government approves the costs included in the calculation after analysis of private firms? cost structure.

We hold a positive outlook for the Vietnamese consumer, as the government targets economic growth through public spending and promoting investment and exports. We forecast real GDP growth at 5.7% in 2014 and 6.4% in 2015, on the back of supportive government policies, as well as a strong outlook for foreign investment and exports . However, political risks remain in the form of Chinese tensions, which we believe will continue for some time.

Wearable electronics are only just entering the Dutch market, with passive wearable electronics introduced in 2013 and autonomous wearable electronics in 2014 at the earliest. The category is currently being led by electronic personal trainers as consumers look for alternatives to existing sports watches with only limited capabilities.

Pumps are mechanical devices used to move fluids from one place to another. They are used for circulation of fluids around different parts of the system to increase the operational performance of industrial plants. Pumps optimize operations such as circulation of coolants or lubricants in machines and other equipment. They are widely used by industries such as the Wastewater, Mining, Chemical, Power Generation, Pharmaceutical, Pulp and Paper, Marine, Agriculture, Food and Beverage, Aerospace, Shipbuilding, Automotive, and Construction.