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Non-life insurance is the largest segment of Malta's insurance industry. Non-life insurance penetration was 11.1% in 2013, and is expected to reach 15.5% in 2018. During the review period (2009-2013) the gross written premium of the non-life segment rose at a compound annual growth rate (CAGR) of 13.3%. This growth was fuelled by a favorable regulatory framework, stable economic development and an increase in the country's exports, disposable income and liability regulations. It was also supported by Malta's business-friendly environment, including a low tax regime and direct access to other EU markets. These indicators are expected to remain favorable over the forecast period (2013-2018), and the segment is expected to post a forecast-period CAGR of 8.9%.

Car insurance is a basic necessity for all UK drivers, which is mostly paid for monthly and renewed annually. Those who are currently looking for the best car insurance deal for their vehicle and their specific coverage requirement may just find exactly what they need from FreePriceCompare.

In terms of gross written premium, the Czech Republic has the second-largest life insurance segment in the Central and Eastern European region, after Poland. The country's economy remained under pressure during the review period (2009-2013), as a result of the global, financial and eurozone debt crises, although there is suggested to be much stability taking place in the economy over the forecast period (2013-2018). During the review period, the Czech life insurance segment grew at a compound annual growth rate (CAGR) of 2.1%. The country's GDP, at current prices, declined at a CAGR of -3.3% during the review period, resulting in an increase in the penetration of life insurance, from 1.42% in 2009 to 1.59% in 2013. The Czech insurance industry is expected to grow over the forecast period (2013-2018), in the presence of factors such as product innovation by insurers and consumer demand towards individual whole life insurance. Individual whole life products are expected to lead the industry's growth over the forecast period, and the pension reform is expected to spur the demand in life segment.

This report is the result of Timetric's extensive market research covering the non-life insurance industry in Denmark . It contains detailed historic and forecast data for claims and expenses. "Non-Life Insurance Claims and Expenses in Denmark to 2017: Market Databook" provides detailed insight into the operating environment of the non-life insurance industry in Denmark . It is an essential tool for companies active across the Danish non-life insurance value chain and for new players considering to enter the market.

The Bachmann-Zeitlin Insurance Agency is now offering renters’ insurance for summer 2014. The agency is one of the leading providers of Philadelphia boat insurance, life insurance, and renters’ insurance. Renters often put off obtaining insurance because of the initial cost, but those who neglect this precaution will find that the cost of paying for damages without insurance is much greater. When people have items stolen during a break-in, or their home or apartment suffers damages from severe weather, they’re always thankful to have the support of the dedicated insurance advisors at the Bachmann-Zeitlin Insurance Agency.

The personal accident and health segment is the smallest in the country's insurance industry, accounting for 4.8% of the gross written premium in 2012. Despite Romania being adversely affected by the global financial crisis of 2008, and its GDP declining in 2009 and 2010, the personal accident and health segment's gross written premium increased during the review period, at a review-period CAGR of 23.9%. The personal accident category's gross written premium increased during the review period. A key reason for the increase in the demand for personal accident insurance is the high incidence of road accidents in the country.

The answer to whether insurance follows the car or driver depends on many variables, most notably the kind of insurance coverage being referred to. There are coverages that follow the car and coverages that follow the driver. In general, auto insurance follows the car instead of the driver, but the specifics of a claim can differ since insurance laws and coverage vary depending on the policy, coverage and state being dealt with.

Romania's non-life segment is the largest in the country's insurance industry and accounted for 74.2% of the gross written premium in 2012. The country's non-life segment was adversely impacted by the global financial crisis of 2008. This adversely affected the demand for non-life insurance products from companies, several of which closed down. The motor insurance category, particularly the motor hull sub-category, was also adversely affected by a reduction in bank lending and therefore the weakened capacity of Romanians to purchase cars.

This report is the result of Timetric's extensive market research covering the personal accident and health insurance industry in Serbia . It contains detailed historic and forecast data for policies and premiums. "Personal Accident and Health Insurance Policies and Premiums in Serbia to 2017: Market Databook" provides detailed insight into the operating environment of the personal accident and health insurance industry in Serbia . It is an essential tool for companies active across the Serbian personal accident and health insurance value chain and for new players considering to enter the market.

The Romanian reinsurance segment grew during the review period. By 2017, it is expected to value RON52.3 million (US$16.3 million). The life segment ceded the highest percentage of premium to reinsurers during the review period (2008-2012), a trend which is expected to continue over the forecast period (2012-2017). Romania was adversely affected by the 2008 financial crisis, but re-entered a growth phase in 2011. Growth in the reinsurance segment was partly driven by a rise in the volume of EU-sponsored infrastructure projects undertaken in the country, such as a EUR169.2 million (US$235 million) nuclear photonics project. Continued economic growth will contribute to the insurance industry's expansion and, consequently, drive the reinsurance segment.

Insurance and pension funding market expands by 40% over 2007-2012 to reach SR8.4 billion in 2012. Despite rising number of employees, average wages remain fairly steady, growing by 1% over 2007-2012. Number of companies operating in industry more than doubles over 2007-2012. Insurance and pension funding industry set to expand by 42% over forecast period to stand at SR14.6 billion in 2018.

Summer is a great time to travel with family and friends, and road trips are a fun way to see the sights. However, car trouble happens, especially when it comes to tires. That’s why Amica Insurance is sharing five tips to help properly maintain tires.

Car insurance can be very expensive. With Car Insurance Quotes US, visitors to the site are able to compare quotes online in 3 easy steps. All that's needed to get started is a zip code. No personal information is required to use the website. It's clear that consumers have the advantage with an anonymous tool that promises to provide the privacy users are looking for online today.

Life Insurance 360 announced the expansion of its pool of qualified insurance underwriters. The company provides life insurance comparison tools for customers shopping for such policies and now lists quotes from more than 50 different companies where appropriate. Since rates for equivalent policies for both term and whole life insurance can vary by up to 40% between underwriters, Life Insurance 360's service often leads to greatly reduced premiums compared to other ways of shopping.

This report is the result of Timetric's extensive market research covering the non life insurance industry in Jordan. It contains detailed historic and forecast data for property insurance. "Property Insurance in Jordan to 2018: Market Databook" provides detailed insight into the operating environment of the non life insurance industry in Jordan. It is an essential tool for companies active across the Jordanian non life insurance value chain and for new players considering to enter the market.

In terms of gross written premium, the non-life segment was the largest in the Lithuanian insurance industry during the review period (2008-2012) and accounted for 61.4% of the total insurance industry's written premium in 2012. Growth in the non-life segment was primarily supported by the compulsory nature of motor third-party liability insurance, and a rise in property insurance mainly due to frequent natural catastrophes in the country. Motor insurance was the leading category in the segment, accounting for 65.1% of the written premium in 2012, followed by property insurance with a 27.4% share, general third-party insurance with 6.5%, and marine, aviation and transit insurance with 1.0%.

Life insurance is the second-largest segment in the country's insurance industry, accounting for 21% of gross written premium in 2012. The main reason for the decline in gross written premium during the review period is the global financial crisis of 2008 which adversely impacted the Romanian economy, producing high unemployment rates, a high budget deficit, and a fall in demand. The country's GDP declined by 6.6% in 2009 and 0.9% in 2010. In 2010, the Romanian government implemented austerity measures such as a reduction in government employee salaries and social security benefits. This further affected the purchasing power of Romanians and their ability and willingness to purchase investment products such as life insurance. The Romanian economy started to recover in 2011, primarily driven by a considerable increase in agricultural production. The country's GDP is expected to increase at a CAGR of 2.6% over the forecast period. This is expected to result in a gradual rise in the demand for life insurance products.

Life insurance was the second-largest segment in the Lithuanian insurance industry in 2012, accounting for 32.1% of the industry's total written premiums. The segment's written premium increased at a compound annual growth rate (CAGR) of 1.8%. The segment is expected to post a forecast-period (2012-2017) CAGR of 7.1%. Segment growth was primarily attributed to an increase in the country's ageing population, the rise in disposable income levels and a greater demand for traditional life insurance products, such as individual life. Agencies and bancassurance were the main distribution channels for life insurance products in Lithuania, respectively accounting for 46.0% and 31.0% of the written premium generated through new business in 2012.

Low-income Californians with good driving records should be given a 3.9% rate decrease on the state’s innovative Low Cost Auto Insurance Program, according to an actuarial analysis Consumer Watchdog submitted to the California Department of Insurance Wednesday. The Insurance Commissioner is conducting an annual rate review to determine whether to increase, decrease or maintain the program’s rate structure, which is available at http://www.caiautoinsurance.com/

Lithuania has only two operational reinsurers, Gen Re and Scor Global Life SE, both of which are foreign and operate through domestic brokers. According to an agreement signed on January 1, 2014, Gen Re will provide reinsurance to UAB SEB gyvyb?s draudimas, a leading life insurance provider in Lithuania. Scor Global life SE reinsures risks for Bonum Publicum, one of the largest life insurance companies in Lithuania.

Those who build so-called driverless cars, like Maartin Sierhuis of Nissan Research, say they’re safer than ones with humans behind the wheel. “The autonomous vehicle can react faster and drive safer than the average human can drive,” Sierhuis said. Multiple studies have found human error accounts for more than 90% of car crashes.

California Auto Insurance Agency, Inc. rates are ranked among the highest in the U.S, according to new industry data. The Auto Pros company has made changes to help more West Coast drivers in 2014 and is now providing car insurance quotes for California motorists at http://www.caiautoinsurance.com/ .

“Car-sharing is growing in popularity with New Jersey consumers who are obtaining and providing transportation through Internet purveyors. In many cases, there may not be auto insurance coverage for these activities. Consumers need to use caution when weighing whether to pay for transportation or to make their personal vehicles available to others for a fee through these companies,” said DOBI Commissioner Ken Kobylowski in an emailed press release May 27.

Non-life insurance was the largest segment in the Kuwaiti insurance industry in 2012, accounting for 61.0% of total industry premiums. The segment's value increased during the review period (2008-2012) at a compound annual growth rate (CAGR) of 6.6% . Non-life insurance is expected to retain its position as the largest segment over the forecast period (2012-2017). Motor insurance was the largest category within the segment in terms of written premium during the review period. The category accounted for 39.7% of the overall non-life insurance written premium. Agencies and direct marketing were the main channels of distribution for non-life products in Kuwait, accounting for 40.1% and 25.6% of the new business written premium respectively in 2012. The growth in non-life insurance can be attributed to increased construction activity and mandatory motor insurance.

The Lithuanian personal accident and health insurance segment recorded growth during the review period (2008-2012), with the segment's written premium value increasing at a compound annual growth rate (CAGR) of 2.3% during the review period. It is further expected to grow at a CAGR of 5.6% over the forecast period (2012-2017). This growth was driven by an increase in healthcare expenditure, rising life expectancy, mandatory health insurance and growing consumer awareness of the benefits of insurance products. According to the International Monetary Fund (IMF), the country's GDP per capita at current prices is expected to value at LTL52,457.4 (US$21,209.6) in 2017, registering a CAGR of 6.8% over the forecast period. This growth is expected to result in an increase in average income levels and, consequently, improve the demand for personal accident and health insurance products. Personal accident insurance was the leading category in the segment accounting for 65.5% of the written premium in 2012.